Why Pave?

120

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Basic

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No Time Tracking

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Fill out a quick application to get your rate. Choose "Take a Course" as your use of funds.

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Frequently Asked Questions

Get Funded Quickly

Once you've been approved, accept your terms, and provide verification documents, you will receive funds within a week.

Our team of experts is here to support you each and every step of the way.

Helpful Guidance

Pave gives you access to affordable funding at a great rate with a simple process. Your goals are important, and we will help you achieve them
 
Pave's 3-year loans have interest rates of 8%, 10%, 13%, 15% or 18% depending on credit worthiness. There is an upfront origination fee on the loan ranging from 1% to 6% which is deducted from your loan. 
 

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In addition to your completed application, we'll need a copy of your passport (or driver's license + birth certificate) to verify your identity and citizenship.  We'll need a copy of 2 recent bank statements to evaluate your current asset level.  We'll need a copy of your course enrollment letter to verify your course enrollment.  

How and when do I receive the loan funds?

You will receive your loan funds in your specified bank account. It should take no more than 3 weeks from application to funding, and can take as little as 1 week. 

Bobby's team

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Julie Banks

Manager

Jake Coleman

Programmer

Bobby Austin

Director

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Fully Responsive

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Recent works

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Glasses

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Flexible Plans

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240

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Standard

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No Time Tracking

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400

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Advanced

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600

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Professional

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Jeffrey

Course Loan

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Contacts

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+1 (222) 333 - 444

simplemain@gmail.com

601 Pompton Ave Cedar Grove, NJ 07009

www.domain.com

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Who qualifies for a loan?

To qualify for a loan, loan borrowers must be U.S. citizens, at least 18 years old, have a credit score of 660+, and U.S. bank account. Currently, Pave cannot lend to residents of the following states: AZ, CT, ME, MA, NE, NV, ND, OR, PA, TN, VT, WV, WI, WY. 

 

You can make monthly auto-payments directly from your bank account or send us a personal check by regular mail -- there is a $2 per check processing fee. 
 
You can make extra payments or pay off your loan early.  We don't charge a fee for early re-payment.

How do I pay back my loan?

When do I pay back my loan?

Your first payment is due 1 month after your loan is issued, or 4 months after your loan is issued if you choose deferment. 
 
You can customize your payment date; we want it to work for you! 
 
 

 

 

What information do I need to provide?

I have more questions about Pave

All loans are made by Cross River Bank, an FDIC insured New Jersey state chartered commercial bank.

*The following examples depict the APR, monthly payment and total payments during the life of a $12,000 personal loan. As a payment example, a two-year $12,000 loan with a 9.50% Interest Rate and 13.59% APR would have 24 scheduled monthly payments of $550.94, and a three-year $12,000 loan with 10.00% Interest Rate and 12.82% APR would have scheduled 36 monthly payments of $387.19. 

Loans for educational bootcamps and courses require a three day cancellation period prior to funding. Approved funds will be transferred at the end of this period.

By using the Pave website you agree to the Terms of Use, Privacy Policy, and Confidentiality Standards.

*For anyone applying from Arizona, the state requires that the loan minimum be $10,000. 

APRs range from 7.48% - 23.86%. You may be eligible for a loan amount from $3,000 up to $25,000. Repayment terms for 2 or 3 years. Your APR and loan amount will be determined based on your credit score, credit usage, credit history, income and certain other information provided at the time of application. Borrower must be a U.S. citizen, and a valid bank account and Social Security number are required.There is no down payment and no prepayment penalty. Approval of your loan is contingent upon meeting our eligibility requirements, our verification of your information, and your agreement to all the terms and conditions on the www.pave.com website.

Pave, Inc. - 200 Varick Street Suite 802  New York, NY 10014

©2015 - 2017 Pave Inc. All Rights Reserved.

 

 

 

 

 

"I researched and applied to a few providers. None came close to Pave on rate, turnaround time, ease, and quality of service. Pave helps you get things done and I would highly recommend it."

CHAT WITH US
CALL US AT 
(844) 879-PAVE
 
EMAIL US AT 
team@pave.com

Will not affect your credit score!

$3,000 - $25,000 LOAN * 

8% - 18% INTEREST

Will not affect your credit!

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2 & 3 YEAR TERMS

3 MONTH DEFERMENT OPTION

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Will not affect your credit!

View payment examples below.

Loan Amount

Term

Interest Rate

APR

Monthly Payment

$11,000

2 Years

7.50%

9.24%

$314.97

Example

$11,000

Years

8.00%

9.36%

$219.32

APR 7.48% - 23.86%